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Since we represent multiple insurance companies that offer Final Expense Insurance, we can offer applicants coverage amounts from $2,500 to $50,000. This coverage will provide peace of mind knowing that surviving loved ones will inherit an estate rather than a bill from a funeral home, nursing home, or hospital.
Your final expense insurance policy can never be canceled by the insurer as long as premiums are paid. And your monthly premium will never go up, even if you become critically ill and require full-time nursing care.
Over time your final expense policy will build cash value that you can access for any reason via policy loans, cash withdrawals, or surrender your policy for cash.
A final expense life insurance policy
is used to pay for burial expenses and funeral services when a loved one dies. This helps ease the financial burden placed on a family when
a loved one dies.
Final Expense Club Insurance policies are issued without the need for a medical exam, and since most policies are purchased by seniors, the underwriting guidelines are very liberal. Your policy can be issued in a matter of days rather than weeks or months.